Overview
Extraordinary service. Simplified process. Custom solutions. That’s what you get when you buy or refinance a home with an FHA loan through Freedom Mortgage!
For 30 years, Freedom Mortgage has been committed to fostering homeownership in America with FHA loans.
We’ll help you understand the benefits of FHA loans as well as their costs and requirements. We’ll also make sure you understand what you need to do to buy or refinance a home with an FHA loan, so you feel comfortable and confident about each step you need to take to get your loan approved.
We helped our customers buy and refinance nearly 173,000 homes with FHA loans last year. We can help you too.
*Freedom Mortgage was named the #1 FHA lender by Inside Mortgage Finance, 2021
FHA Home Purchase
- All qualified homebuyers are eligible
- Competitive interest rates
- Low minimum down payments
- Minimum credit score often 600
- Mortgage insurance premiums required
FHA Streamline Refinances
- Competitive interest rates
- Less paperwork and faster closings
- Easy credit score qualification
- Mortgage insurance premiums required
- Only existing FHA loans are eligible
FHA Cash Out Refinances
- All qualified homeowners are eligible
- Maximum loan-to-value ratio often 80%
- Mortgage insurance required
- No funding fee
How much can you save?
Find out how much you might save by refinancing your home to a lower rate. By refinancing, the total finance charges you pay may be higher over the life of the loan. Change the default values to personalize your savings estimate!
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Refinancing might save you
$241 a month
Ask us what rate we can offer you
The rate we may be able to offer on your FHA loan is specific to you. Your interest rate is determined by whether you want an FHA loan to buy a new home or refinance your existing home. Your rate is also determined by your credit score and income as well as the current mortgage market environment. Freedom Mortgage may be able to offer you a rate that is lower – or higher – than rates you see advertised by other lenders. Ask us today what FHA loan rate we can offer you!
Learn more about FHA loans
Our FHA loan education articles answer your questions about how to buy a home or refinance a home with an FHA loan.
FHA loans for first-time homebuyers
Mortgages backed by the FHA can help you purchase a home
What are FHA loan limits in your county?
Find out the 2022 FHA loan limits in your county