Overview
Extraordinary service. Simplified process. Custom solutions. That’s what you get when you buy or refinance a home with a VA loan through Freedom Mortgage!
For 30 years, Freedom Mortgage has been committed to fostering homeownership in America with VA loans.
We’ll help you understand the benefits of VA loans as well as their costs and requirements. We’ll also make sure you understand what you need to do to buy or refinance a home with a VA loan, so you feel comfortable and confident about each step you need to take to get your loan approved.
We helped our customers buy and refinance nearly 266,000 homes with VA loans last year. We can help you too.
* Freedom Mortgage was named the #1 VA lender by Inside Mortgage Finance, 2021.
VA Home Purchase
- Veterans, active-duty personnel, and surviving spouses can qualify
- Competitive interest rates
- 0% down payments for many VA homebuyers
- Minimum credit score as low as 600
- No mortgage insurance
- One-time funding fee for most veterans
VA Refinance ("IRRRL")
- Homes with existing VA loans can qualify for easier refinances
- Competitive interest rates
- Hassle-free process with less paperwork and faster closings
- Easy credit score qualification
- No mortgage insurance
- Low one-time funding fee for most veterans
VA Cash Out Refinance
- Get cash from the value of your home’s equity
- Homes with existing VA loans and other mortgage types can qualify if you are eligible for a VA loan
- Can finance up to 90% of home value
- No mortgage insurance
- One-time funding fee for most veterans
How much can you save?
Find out how much you might save by refinancing your home to a lower rate. By refinancing, the total finance charges you pay may be higher over the life of the loan. Change the default values to personalize your savings estimate!
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Refinancing might save you
$241 a month
Ask us what VA rate we can offer you!
The VA rate we may be able to offer is personal to you. Your interest rate is affected by your credit score, your income and finances, as well as the current mortgage market environment. Freedom Mortgage may be able to offer you a VA rate that is lower – or higher – than the rate you see advertised by other lenders. Ask us today what VA rate we can offer you.
Learn more about VA loans
Our VA loan education articles answer your questions about how to buy a home, refinance a home, or get cash from your home equity with a VA loan.
Benefits of the VA home loan program
How VA loans make financing a house more affordable for veterans